Si eres fuereño o Godínez en acción sabes que cuando tu cajero no tiene dinero tienes que sacar de otro y eso te involucra pagar una comisión que puede ir desde 20 pesitos hasta 80 y en la actualidad no estamos para estar pagando eso.

Actualmente en nuestro país tenemos una red que permite que usuarios de otros bancos puedan hacer este tipo de retiros, pero ahora es Banxico el que analiza la posibilidad de ofrecer de manera gratuita este servicio, lo cual nos beneficiaría a todos.

Lo malo es que esta posibilidad no es tan grande ya que existen posturas encontradas, así como hay instituciones que apoyan la idea, hay otras que lo ven perjudicial, aunque ya han dicho que este servicio debería ser gratuito por obligación.

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Pero las instituciones que se encuentran en contra han argumentado que este servicio es parte de la inversión que hacen las empresas para mejorar sus equipos y que se convirtiera en gratuito afectaría a muchas instituciones.

Jorge Sánchez, investigador de Fundef cree que, si se eliminará la comisión de los cajeros crearía una gran ventaja para los bancos pequeños, ya que no tendrían que invertir en esta infraestructura y podrían utilizar ese dinero para ofrecer mejores servicios a sus clientes.

 

Aunque se tiene que trabajar en acuerdos comerciales que sean rentables para todas las instituciones bancarias, la comisión de los cajeros aún no esta completamente decidida, pues tenemos que esperar a ver si en las siguientes semanas deja de ser una posibilidad o se queda en una propuesta hecha por Banxico.

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